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The Pennsylvania Housing Finance Agency (PHFA) is the Commonwealth’s leading provider of capital for affordable homes and apartments. Created to help enhance the quality and supply of affordable homes and apartments for older adults, persons of modest means, and persons with disabilities, the Agency operates home-ownership programs, rental housing development initiatives, and a foreclosure prevention effort. Over 30-plus years, PHFA has provided $8,000,000,000 of funding and tax credits for home mortgage loans and apartment units, while saving the homes of tens of thousands of families from foreclosure.